Government has even fixed the package rates for the hospitals for a
large number of interventions. Pre-existing conditions are covered from day one
and there is no age limit. Coverage extends to five members of the family which
includes the head of household, spouse and up to three dependents. Beneficiaries
need to pay only Rs. 30/- as registration fee while Central and State Government
pays the premium to the insurer selected by the State Government on the basis of
a competitive bidding.